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Section O - Ski hire
What you are covered for:
- The skis that you own are lost or delayed during your trip in excess of 12 consecutive hours; or
- The skis that you own are lost or damaged during the course of your trip.
Special condition which applies to section O
It is a condition of the cover provided under this section that we deduct any payment made under this section from any claim under sub-section H1 (Personal belongings and baggage) of this insurance.
What you are not covered for:
- Any claim involving damage to your skis where you do not bring them back to the United Kingdom so we can inspect them.
- Any theft or loss which you do not report to the police within 24 hours of discovering it and get a written report.
- Any theft, delay, loss of or damage to personal belongings or baggage while it is transported unless you report this, at the time, to the carrier and get a property irregularity report.
Please read the general conditions, general exclusions and Schedule of Benefits.

