Policy document

Geographical areas

United Kingdom - England, Republic of Ireland, Scotland, Wales, Northern Ireland, Channel Islands and the Isle of Man.

Europe - The Continent of Europe West of the Ural Mountains including its' neighbouring islands and non-European countries bordering the Mediterranean (excluding Algeria, Israel, Jordan, Lebanon and Libya).

Worldwide excluding North America - Anywhere in the world (excluding North America, Caribbean,Lebanon, Iraq and Libya).

Worldwide - Anywhere in the world (excluding Lebanon, Iraq and Libya).

Geographical limits

(the certificate validation document will show which Geographical limits apply).

Area 1. United Kingdom.

Area 2. Europe - Continent of Europe West of the Ural Mountains including its' neighboring islands and non-European countries bordering the Mediterranean.

Area 3. Worldwide, excluding North America & Caribbean.

Area 4. Worldwide.

However, travel to:

  • any of the following territories/countries:Afghanistan, Algeria, Chad, Chechnya, Democratic Republic of Congo, Iraq, Israel (including the West Bank & the Gaza Strip), Ivory Coast, Libya, Lebanon, Somalia & Sudan, and
  • any country where the Foreign and Commonwealth Office (FCO) advises against all travel of any kind or description, is not covered FCO website: www.fco.gov.uk/servlet

Please read the general conditions, general exclusions and Schedule of Benefits.

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