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Policy document

Insurance Providers

This insurance is provided by St Paul Travelers Lloyd’s Syndicate 5000 who are authorised and regulated by the Financial Services Authority.

  • Schedule of Benefits
  • Important Information
  • Definitions
  • Geographical areas
  • Travel Options
  • Customer service
  • Medical and other emergencies
  • General conditions
  • General exclusions
  • Section A - Cancelling and cutting short your trip
  • Section B - Abandoning your holiday and travel delay
  • Section C - Medical and other expenses
  • Section D - Personal accident
  • Section E - Personal liability
  • Section F - Legal expenses
  • Section G - Missed departure
  • Section H - Personal belongings, baggage and money
  • Section I- Hospital benefit
  • Section J - Mugging
  • Section K - Disaster
  • Section L - Domestic pets
  • Section M - Piste closure
  • Section N - Avalanche cover
  • Section O - Ski hire


Please click here to download the Policy Details as a PDF

Please click here to download the Key facts as a PDF

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Cover My Travels is a trading name of Payplan Financial Services Ltd, authorised and regulated by the Financial Services Authority.

NB. Cover My Travels Insurance cannot guarantee to provide cover for all existing medical conditions.