Cover My Travels News

British consumers are being urged to purchase their travel insurance as soon as they book their holiday rather than waiting till departure.

Most travel insurance policies should begin at the date of issue, not the date of departure. So, should you be forced to cancel your trip, you will be eligible to claim against the policy.

All manner of incidents could occur prior to boarding your plane or train- an airport strike action; political unrest -like recent events in Kenya; or even natural disasters- such as floods or hurricanes.

Should you need to cancel your trip due to such an unfortunate event, your travel insurance policy will provide reimbursements to cover some of your expenses- but only if you have purchased the policy prior to departure.

So, don’t leave the purchase of your travel insurance to the last minute, otherwise you won’t receive the maximum level of cover you are entitled to.

Why not try our online quote system and view the benefits available.

As consumers we are so overwhelmed by the amount of advertising and products on offer, that it is often difficult to make a choice. When it comes to food, we are guided by personal taste, calories and organics; when it comes to cars, we are looking at performance, sustainability and running costs. But how do you choose travel insurance that is right for your needs?

Mr. and Mrs. Ferrell booked a holiday to visit Santa in Finland with their grand daughter. As senior travellers, they purchased travel insurance for over 60s that would have covered any medical expenses abroad if needed. Quite unfortunately, the four year old grand daughter caught a cold just before the departure date and the holiday was cancelled. When the family contacted the insurer, it quickly became obvious that the travel insurance policy didn’t cover cancellations.

So, to get the best deal for your money, don’t jump into the first offer: do research and read the policy details. Choosing the right travel insurance provider is as important as choosing the right travel insurance product. If you have to spend 20 min on the phone just to obtain a quote, it’s not a good sign.

Determine your needs. Are you travelling with children? Do you have any medical needs and require travel insurance with medical conditions? Are you retired and want cheap travel insurance for over 65? Do you have a pet and want domestic pet benefit to be included in your policy?

Cover My Travels offers a quick online quote for all your travel insurance needs. Please read our Policy Details outlining the benefits and conditions here.

Heathrow, the world’s busiest international airport, yet again faces the threat of a strike. This time the strike can hit air travellers during the busiest time of the year-Christmas.

With the air ticket prices rocketing during the Christmas period, it is the passengers who suffer the most. Having paid extra premiums, they are left with all this uncertainty on top. Sleeping on a floor at the airport is not a tempting alternative should your flight be cancelled or delayed.

Though BAA is ‘working hard to resolve this issue’ stating that their priority is ‘to ensure there is no disruption to our passengers and their travel plans’, the high risk of a strike is there and if you do travel during Christmas, think carefully what you can do to minimize your stress and potential financial loss.

That is why getting correct travel insurance shouldn’t be a last minute thought, especially if you require senior citizen (over 65) travel insurance or medical travel insurance. Cover My Travels aims to help you reduce time spent planning your trip and offers an easy online travel insurance quote facility.