It’s a known fact that 75% of people who buy travel insurance cover don’t read the terms and conditions - the one really important document that they should read which contains all the policy details and the level of travel insurance cover.

Most travellers believe that their travel insurance cover automatically protects them from all medical expenses, accidents, delays or lost baggage. Unfortunately, this is not always the case - Our advice is that travellers should read the terms and conditions of their travel insurance policy very carefully.

A government White Paper on Equality has been published this week proposing legislation to tackle age discrimination which will have implications for the financial services industry. This includes medical travel insurance and over 65s travel insurance providers such as Cover My Travels.

No Travel Insurance - Empty deck chairs?

However there have been concerns raised by the Association of British Insurers (ABI) who suggest that further regulation will mean some insurers will begin removing financial products altogether and some people may miss out on their holiday as a result:

“Legislation, no matter how well-intentioned, could have the unintended negative consequence of forcing some insurers to withdraw certain products altogether, reducing competition and availability and pushing up prices for all age groups.”

The ABI’s spokesperson Malcolm Tarling also said that:

“there are specialist insurers out there, the issue is how we can get people to know of these insurers.”

Specialist Travel Insurance from Cover My Travels

Cover My Travels is one such insurer that specialises in medical travel insurance and over 65s travel insurance, has respected knowledge and experience of this market, and offers low-cost travel insurance for older people. Cover My Travels is particularly experienced in providing people with low-cost travel insurance for pre-existing medical conditions. This is a specialist travel insurance market where quite often it’s older holiday makers and older travellers that need medical travel insurance advice.

Medical Travel Insurance for Over 65s

If you have a pre-existing medical condition and/or are over 65 needing medical travel insurance, Cover My Travels offers low-cost and competitive travel insurance quotes:

Cover My Travels - Your Online Travel Insurance Enquiry

Cover My Travels - Freephone 0800 917 7829