As consumers we are so overwhelmed by the amount of advertising and products on offer, that it is often difficult to make a choice. When it comes to food, we are guided by personal taste, calories and organics; when it comes to cars, we are looking at performance, sustainability and running costs. But how do you choose travel insurance that is right for your needs?

Mr. and Mrs. Ferrell booked a holiday to visit Santa in Finland with their grand daughter. As senior travellers, they purchased travel insurance for over 60s that would have covered any medical expenses abroad if needed. Quite unfortunately, the four year old grand daughter caught a cold just before the departure date and the holiday was cancelled. When the family contacted the insurer, it quickly became obvious that the travel insurance policy didn’t cover cancellations.

So, to get the best deal for your money, don’t jump into the first offer: do research and read the policy details. Choosing the right travel insurance provider is as important as choosing the right travel insurance product. If you have to spend 20 min on the phone just to obtain a quote, it’s not a good sign.

Determine your needs. Are you travelling with children? Do you have any medical needs and require travel insurance with medical conditions? Are you retired and want cheap travel insurance for over 65? Do you have a pet and want domestic pet benefit to be included in your policy?

Cover My Travels offers a quick online quote for all your travel insurance needs. Please read our Policy Details outlining the benefits and conditions here.

This entry was posted on Monday, January 14th, 2008 at 3:21 pm and is filed under Travel News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.